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Nova Scotia’s 2% Down Payment Program: What First-Time Homebuyers Need to Know By Rob Lough, Broker/Owner at Century 21 Optimum Realty Saving for a down payment has become one of the biggest hurdles for renters ready to buy a home in Nova Scotia. While many qualified buyers can comfortably afford monthly mortgage payments, coming up with […]

Five Years of Nova Scotia Real Estate Market Analysis:  Transformation from (2021-2025) By Rob Lough, Broker/Owner at Century 21 Optimum Realty Nova Scotia’s residential real estate market has undergone a remarkable transformation over the past five years. From the pandemic-fueled frenzy of 2021 to today’s more balanced conditions, the province has experienced dramatic shifts in […]

Nova Scotia Real Estate Market Statistics 2025: A Year of Transition Nova Scotia’s 2025 resale market told a story of evolution. Rising prices met strong summer activity before cooling into winter, with average values still finishing the year above January levels. Homes continued to sell close to asking price throughout the year, though buyers gained […]

Nova Scotia Real Estate Stats for November 2025 As 2025 draws to a close, it’s time to take stock of Nova Scotia’s real estate market performance over the past twelve months. The data tells a compelling story of seasonal rhythms, strong price growth, and a market that’s finding its sustainable pace after years of pandemic-era […]

OSFI’s 2026 Mortgage Changes: The Real Impact on Canadian Real Estate Investors If you’re a real estate investor in Canada, January 2026 marks a turning point. The Office of the Superintendent of Financial Institutions (OSFI) is implementing new mortgage qualification rules that will fundamentally change how you build and manage your investment portfolio. These aren’t […]

Nova Scotia Real Estate Stats for October 2025: Market Transitions to Fall Rhythm As autumn settles across Nova Scotia, the real estate market is showing clear seasonal patterns while maintaining the strength that has characterized the province’s housing sector over recent years. October 2025 data reveals a market finding its balance—less frenzied than summer, yet […]

Nova Scotia Housing Market 2025: A Comprehensive Analysis of Home Prices and Trends The Nova Scotia real estate market has experienced remarkable growth over the past five years, with home prices reaching unprecedented levels in 2025. For buyers, sellers, and investors looking to understand the current landscape, this detailed analysis breaks down the key trends, […]

Canada’s Government Housing Strategy: Lessons from International Success Stories and What It Means for Nova Scotia Canada’s housing crisis has reached a tipping point, with affordability challenges affecting millions of families from coast to coast. In response, the federal government is taking unprecedented steps by directly entering the housing development market through initiatives like the […]

Canadian Real Estate 2025: Why Nova Scotia’s Housing Market Outshines Major Cities The Canadian real estate landscape in 2025 tells a tale of two markets: while major metropolitan centers struggle with declining prices and buyer uncertainty, Nova Scotia and Atlantic Canada are emerging as the unexpected winners in the housing market. If you’re considering buying […]

How Canada’s Soaring Tax Burden is Crippling Homeownership Dreams — Especially in Nova Scotia Canadian families now spend 42.3% of their income on taxes—more than they spend on housing, food, and clothing combined. This growing tax burden is making homeownership harder to achieve, hitting first-time buyers the hardest and intensifying housing affordability challenges across Canada, […]